Lankan Alliance Finance Limited নিয়োগ বিজ্ঞপ্তি

post name:Deputy Head of Credit

institution name:Lankan Alliance Finance Limited



Job Context

Deputy Head of Credit will be primarily responsible for the functions of the Company`s credit department and to oversee the entire lending processes. He/she would be responsible for maintaining a sound credit portfolio by exerting his/her knowledge of the industry, relevant rules & procedures, Bangladesh Bank circulars etc. The Deputy Head of Credit plays a crucial role in increasing revenue and minimizing losses for the Company by establishing appropriate policies and processes for evaluating the creditworthiness of applicants for loans and other types of credit products.

Job Responsibilities

Recommend a sound credit policy to the senior management.

Maintain the credit policy. Review and monitoring of various credit programs and product guideline.

Recommend changes in the credit policy to senior management.

Leading the team of credit approval to ensure high standard of credit of the portfolio by using various credit assessment tools.

Review all the business proposal for approval of appropriate proposals to maintain a good balance between returns and risks exposure.

Investigate all credit applications and conduct visit before approval.

Post approval/ sanction monitoring of the credit portfolio

Conduct periodic credit reviews.

Monitor repayment progress and leading collections initiatives for delinquent accounts (if any).

Maintain a departmental organizational structure to meet all goals and objectives.

Ensure compliance and regulations of Central Bank and other regulatory bodies.

Measure department performance with appropriate metrics.

Maintain credit related Bangladesh Bank reporting.

Providing training and coaching to continuously upgrade the competency of the team members.

Employment Status


Educational Requirements

Masters degree in any discipline

Experience Requirements

10 to 12 year(s)

The applicants should have experience in the following area(s):

Job Location




Compensation & Other Benefits

Provident fund, Insurance

Read Before Apply

This position is accountable for the entire credit granting process, including the consistent ‘ application of a credit policy, assessment of the creditworthiness of potential customers, periodic credit reviews of existing customers with the goal of optimizing the mix of company revenue and bad debt losses.

Apply Procedure

Apply Online

Application Deadline : 31 Jul 2020

Published On

1 Jul 2020

Company Information

Lankan Alliance Finance LimitedBusiness : Lankan Alliance Finance Limited is a Joint Venture Financial Institution with multinational collaboration in Bangladesh, licensed by Bangladesh Bank. Our major sponsor is People’s Leasing & Finance PLC who are the market leaders in the NBFI sector of Sri Lanka.
The local sponsors include large corporates and individuals with impeccable record and proven goodwill. They are titans of industry by their own right. Local sponsors include representatives from companies such as Summit Group, Rangs Group, Alliance Holdings Limited, Green Delta Insurance Company Limited, Rabab Fashion Industry Limited and MASCO Group.
With a strong vision for the future and an experienced management team at the helm, we aspire to provide user-friendly financial services to our customers and introduce innovative technologies for safe and easy money management.